- Nationwide financing for all levels of credit
- Personalized customer service
- Payment plans up to $100,000
- Loan terms up to 20 years
- Attractive low fixed annual percentage rates
- Simple interest installment plans
- Same as cash options
- Multiple lending sources
- No escalating interest rates
- No pre‐payment penalties
- Instant credit decisions
“Our goal is to help as many consumers as we can within responsible lending limits.”
How much can I borrow?
The minimum amount you can borrow is $1,000 and the
maximum will depend on the purpose of the credit and your
current financial situation.
How long do I have to pay it back?
The minimum term for a loan is 1 year, with a maximum of
20 years based on your approval criteria. If you can afford to
repay your loan sooner than your term, we encourage you to
do so to save on interest. A longer loan term will incur additional
interest charges but your regular payments will be
How long does it take to get approved?
We try to provide an instant credit decision to most of the
well‐qualified borrowers. We manually review the rest of the
applicants to maximize the approvals and you can expect to
receive a decision on your application by the next working
day ‐ often within a couple of hours.
ePay Management, LLC
5024 South Ash Avenue, Suite #104
Tempe, Arizona 85282
ph. 480.218.7697 f. 480.323.2001
We can obtain a pre-approval without adversely affecting your credit score. Also known as a soft pull. The hard pull is not initiated until the loan is funded.